In Monopoly, seems u get same $’s but lose title wen u sell property 2 bank vs mortgage. Why would u sell?

Reading the rules it seems you get half the value of the property if you sell it to the bank but you have no title. If you mortgage, you get the same amount, but still have the title. You could then sell the property to another player or unmortgage the property at some later point. Selling to the bank seems like a pointless option. Am I missing something?

6 thoughts on “In Monopoly, seems u get same $’s but lose title wen u sell property 2 bank vs mortgage. Why would u sell?”

  2. doctorwhofan23

    It is just in case you are in a desperate need of money and no player will buy from you becasue they want you to lose.

  3. Chris S

    If you’re playing by the official rules, you can’t sell a property back to the bank. The only way a property would be returned to the bank instead of being mortgaged is if you go bankrupt through a debt to the bank. Even then, the bank does not hold the property; the Banker must immediately auction all properties taken this way, one at a time.

  4. Lionheart

    “Should a player owe the Bank, instead of another player, more than he can pay (because of taxes or penalties) even by selling his buildings and mortgaging property, he must turn over all his assets to the Bank. In this case, the Bank immediately sells by auction all property so taken, except buildings.”

    This is the only way the Bank can reacquire property.

  5. ninidr9

    You can sell it or the whole price or if it your rich sell it for the mortgage. You don’t have to follow the rule

  6. jpoland13

    If you play by the rules you can’t sell a property back to the bank. Mortgaging is the only way to raise money from the bank. Properties can be sold to other players for whatever you can get(these can be either mortgaged or not). The only way the bank can get a property back once it’s sold is through a debt to the bank (either by a Chance or Community Chest card, or by landing on Income Tax, Luxury Tax or Jail and not being able to pay the fine). If the bank receives property in this way it must immediately auction the properties (individually) to the highest bidder.
    Now, house rules vary from player to player. If a house rule allows you to sell an unmortgaged property back to the bank for mortgage value that just makes no sense. If it allows you sell a mortgaged property back that could be very helpful.
    Anyway, according to the official rules it can’t be done — that’s probably why it doesn’t make any sense.
    Hope this helps.

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